V-ता तो ... V-ता (If...would have)
For imagining 'what if' — things that didn't actually happen
Examples
अगर मैं जाता तो मिलता
If I had gone, I would have met (male)
अगर मैं जाती तो मिलती
If I had gone, I would have met (female)
Usage Notes
Uses the habitual participle (V-ता/ती) without any auxiliary verb. The तो in the middle separates the "if" part from the "then" part.
This looks identical to the habitual form but without है/था — context and the अगर...तो structure make it clear it's hypothetical.
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Related — Verb Tenses & Aspects
For things that happen regularly — 'he drinks', 'she works', 'I eat'
For things that used to happen regularly — 'he used to drink', 'she used to work'
For actions happening right now — 'he is eating', 'she is going'
For actions that were happening at a past moment — 'he was eating', 'she was going'
For actions that are done and finished — 'he ate', 'she went', 'they came'